Financial support for students and their families

Student Loans

In compliance with Bulgarian laws, certain criteria must be met by students seeking to apply for a state-guaranteed loan. These requirements include:

  • Pursuing a bachelor’s or master’s degree without having previously acquired an equivalent educational qualification.
  • Being below the age of 35.
  • Possessing nationality from the European Union (EU) or the European Economic Area (EEA).
  • Fully valid identification document - ID card or passport

Contact for student loans

To learn more about the student loans available please kindly send us an email at or simply call us at +359 899 111 111 Our Student Support team will be happy to assist you.

We are opened on Monday to Friday at 9 am and 6 pm, except on holidays.

Student Support Team

Boulevard  Akademik Metodi Popov 24,

1113 g.k. Iztok, Sofia, Bulgaria

+359 899 111 111
Email :

What is a state-guaranteed, student loan?

The state-guaranteed loan offers several advantages as it enables students to finance their tuition fees and even meet their daily expenses. This loan option comes with a significantly low interest rate, which is legally capped at a maximum of 7 percent.

Do I need guarantees (guarantors, real estate or permanent income) to take a student loan?

No guarantees (guarantors, real estate or permanent income) are required for a student loan, as this is a government guaranteed loan. Interest is paid only on the amount actually spent, and not on the amount of the loan initially approved by the bank.

Is there a grace period given for the student loan?

A one-year grace period is given after the official graduation of the student, after which the amount due must be paid within 10 years in equal monthly installments.

List of the banks that have concluded a standard contract for lending to students and doctoral students

  1. DSK Bank EAD
  2. First Investment Bank AD
  3. Bulgarian-American Credit Bank AD
  4. Raiffeisenbank (Bulgaria) EAD
  5. Allianz Bank Bulgaria AD
  6. Eurobank Bulgaria AD (Postbank)
  7. Investbank AD

Sofia Metropolitan College - Bank Account



Sofia Metropolitan 

College Asset Bank

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